A haulage company based in the south of England approached us for support when looking to invest in a new truck as part of a wider fleet strategy. As a returning customer, they were keen to upgrade their vehicles while ensuring the business remained cash-strong and operationally efficient.
The requirement was to fund a new truck valued at £145,000, without placing unnecessary strain on working capital.
The Highlights
✅ £145,000 truck funded
✅ Hire purchase with a 10% deposit
✅ VAT deferral included
✅ 10+ trucks funded for this returning customer
✅ Improved cash reserves through fleet consolidation
The Challenge
The client was reviewing its fleet and wanted to consolidate assets by replacing several older vehicles with a single, newer truck. While this approach made sense operationally, the upfront cost of a high-value vehicle could have limited cash reserves if not structured correctly.
The challenge was to fund the new truck in a way that supported the business’s longer-term strategy, while allowing flexibility and preserving liquidity.
The Solution
We arranged a hire purchase facility for the £145,000 truck, structured with a 10% deposit and supported by a VAT deferral to reduce the immediate cash requirement.
This allowed the client to sell three existing trucks and replace them with a newer, more efficient vehicle, while retaining surplus funds within the business. Having supported this customer on more than ten previous vehicle transactions, we were able to structure the deal quickly and in line with their ongoing needs.
The outcome was a streamlined fleet, stronger cash reserves, and a funding solution that supported both efficiency and financial stability.
Speak to our Finance Specialist…
Natalie Brighten
Account Manager
Mobile: 07926 279 697
Office: 01908 039 489